Public Liability Insurance covers the cost of compensation to members of the public for death, injury or damage to their property which happens as a result of your or your employee’s negligence.
A Member of The Public means: Anyone who is not an employee, including people who are visiting your business, people taking part in activities and people watching activities that you have organised.
Why do I need public liability insurance?
It protects you and your business against the cost of claims made by members of the public (customers / people visiting your business) for incidents that occur in connection with your business activities such as compensation for:
What does public liability cover?
Public liability insurance covers you financially against compensation, legal fees and expenses that you may have to pay to a member(s) of the public (e.g. a customer, supplier, visitor or a
passer-by) following a claim against you / your business as a result of them suffering and injury or their property being damaged.
How much cover do you offer?
You can buy different levels of cover ranging from £1m, up to £10m.
Why get public liability insurance from UK & Ireland Insurance (Services) Online Limited?
When buying any insurance product, you should shop around for the best policy. Via our weblink you can compare public liability insurance with a panel of specialist public liability insurance providers to help you find a policy that suits your needs.
Who needs public liability insurance?
You should consider public liability insurance if:
Who does public liability cover?
Important: It does not cover employees, temporary staff, students or people on work placements
Print
Sitemap
UKandIrelandInsurance.com is a trading style of UK & Ireland Insurance Services (Online) Limited. Authorised and Regulated by the Financial Conduct Authority. Registered in England & Wales at: The Stables, Old Co-Op Yard, Warwick Street, Manchester, M25 3HB.
* For our joint protection, calls may be recorded and monitored. Calls will be charged at a maximum 5p a minute from a BT line. Calls from non-BT phone lines may vary. Telephone lines are open Monday to Friday 9.00am - 5.00pm excluding public holidays.
